Referral Partners

Your Clients Deserve a Funding Partner Who Delivers

When your clients face complex real estate situations — probate, bankruptcy, time-sensitive closings, or unconventional circumstances — Capital Direct Funding closes in days, not months.

We work alongside attorneys, CPAs, mortgage professionals, and real estate agents who need a direct lender they can trust with their most important client relationships.

Choose Your Practice Area

How We Serve Your Profession

Select your practice area for scenarios, solutions, and the referral process tailored to how you work.

The CDF Difference

Why Professionals Trust Us With Their Clients

Your reputation is on the line with every referral. Here's why professionals across California choose CDF.

7-Day Closings

We close in as few as 7 business days. Your clients don't wait — and neither do you.

$200M+ Deployed

Over 500 funded transactions across California. A 15-year track record your reputation can rely on.

Protected Relationships

Your client is your client. We never solicit your referrals directly. Your relationship stays intact.

Direct Decision-Makers

No committees, no layers. Francisco and Frank personally review every deal. One call gets answers.

Dedicated Support

You get a direct line to our team. Status updates, draw schedules, payoff timelines — proactive communication throughout.

Transparent Terms

No hidden fees, no surprise conditions. Your client sees every cost before they sign. You never have to explain away unexpected charges.

Simple Process

How the Referral Works

Three steps. No paperwork for you. We handle everything from first call to funded deal.

01

Introduce Us

Call or email us with your client's situation. Or have them call us directly and mention your name. Either way, we respond within 24 hours.

02

We Handle the Rest

CDF underwrites the deal, orders the appraisal, coordinates with escrow and title, and keeps you updated throughout. Your client gets white-glove service.

03

Client Gets Funded

Loan closes in as few as 7 days. Your client's problem is solved, your professional relationship is strengthened, and you stay informed at every step.

Partner FAQs

What Referring Professionals Ask First

What kinds of professionals refer clients to CDF?

Attorneys (probate, estate, bankruptcy, family law), CPAs and tax advisors, mortgage professionals, real estate agents, escrow and title officers, professional fiduciaries and trustees, contractors and builders, and financial advisors. Each has a dedicated page describing the client scenarios we solve in that lane.

Will you solicit my client after the deal closes?

No. Your client is your client — we never market to referred clients directly. Protecting the referring relationship has been house policy since Frank Williams founded the company in 2009, and it's why professionals keep sending the next file.

What loans do referred clients actually get?

Business-purpose loans secured by California real estate — $50,000 to $5,000,000, first trust deed position, typically at or below 70% loan-to-value, closing in as few as 7 business days. Eight programs: fix & flip, bridge, construction, cash-out, probate & estate, foreclosure recovery, self-employed, and ADU. Full numbers are on our rates and terms page.

How fast do you respond to a referral?

Every inquiry gets a response within 24 hours, and most get same-day answers — the people reviewing the file are the principals, not a committee. A written term sheet typically follows within 24 hours of a complete package.

Get Started

Start Your Referral Partnership

Program details your clients will ask about: rates & terms, probate loans, bridge loans, foreclosure recovery, and statewide coverage.

One call tells you everything you need to know. Speak directly with Francisco or Frank about how we can serve your clients.