For Escrow & Title Professionals
When Financing Falls Out, Your Escrow Doesn't Have To.
Every escrow officer knows the call: the lender re-traded, the file died in committee, and a transaction months in the making is 72 hours from cancellation. We exist for that call. Direct private capital, underwriting in-house, docs to your desk in days — and wires that land when we say they will.
Client Scenarios
Where We Help Your Clients
Mid-Escrow Lender Fallout
The buyer's financing collapsed with contingencies released. We can underwrite, doc, and fund a business-purpose replacement loan inside the existing escrow — often without moving the closing date.
Short-Fuse Closings
Auction purchases, 1031 deadlines, court-confirmed sales — timelines a conventional lender cannot physically meet. Our standard close is as fast as 7 business days from complete application.
Probate & Trust Sales
Court confirmation calendars, administrator authority, heirs in three states. We fund estate transactions routinely and know what your file needs before you ask.
Title Complications Banks Won't Touch
Seasoning issues, recent quitclaims, partition situations, unpermitted additions. Where a bank declines the file outright, we work the exception with you and your title officer.
Bridge Between Transactions
Your client is selling one property and buying another, and the calendars don't line up. Business-purpose bridge loans from $50K to $5M keep both escrows moving.
How It Works
Three Steps, No Surprises
Step 1
Call With the Scenario
One conversation — property, timeline, what fell apart. We'll tell you the same day whether we can save the closing and on what terms.
Step 2
Terms in Writing, Fast
A written term sheet typically within 24 hours. What we quote is what we close; re-trading files the week of funding is how lenders end up on escrow officers' blacklists.
Step 3
Docs and Wire on Schedule
Loan documents drawn and delivered to escrow in days, funding conditions kept minimal, and the wire confirmed when promised. Your closing statement stays intact.
Why CDF
Built for Referral Trust
We Answer the Phone
You get the decision-makers directly — the same family that has run this company since 2009. No loan committee, no 48-hour callback window.
Clean, Predictable Files
Professional doc prep, standard business-purpose loan packages, clear funding conditions. Over 500 California closings' worth of working with escrow and title.
Speed That's Real
As fast as 7 business days application-to-funding — because underwriting, docs, and funding decisions all happen in one West Covina office.
Escrow & Title FAQs
Questions Partners Actually Ask
How fast can you fund into an already-open escrow?
As fast as 7 business days from a completed application — sometimes faster when title and escrow are already open and the file is clean, since your existing prelim and escrow instructions do double duty.
What do you need from escrow to move quickly?
The essentials: open order with the prelim, purchase contract or payoff context, and your contact for instructions. We handle borrower documentation directly and keep our funding conditions short and explicit.
Do you re-trade terms before closing?
No. Terms are issued in writing after underwriting, not before it — which is why what we quote is what funds. Escrow officers refer us because our closings don't blow up their calendars.
What kinds of loans are these?
Business-purpose loans secured by California real estate — investment property, commercial, and business-purpose transactions — in first trust deed position, $50,000 to $5,000,000. If a scenario is consumer-purpose, we say so on the first call.
Do you work with title on exceptions?
Yes. Vesting cleanups, authority documents for estates and entities, and workable exceptions are normal private-lending territory. We'd rather solve a title issue with your title officer than decline a fundable deal.
One Scenario Is All It Takes
Call with a live client situation and judge us on the answer. Most partnerships here started exactly that way.
Call (626) 796-1680