Hard Money Lender — Glendale
Glendale Is a Family-Business Town. We're a Family-Run Lender.
Capital Direct Funding has been family-run since Frank Williams founded it in 2009 — so Glendale's owner-operators, family partnerships, and generational property holders are speaking our language. We lend our own and our investors' capital, and the people you call are the people who decide.
Small multifamily, bridge, fix & flip, construction, probate, and cash-out loans from $50K to $5M across Glendale, Burbank, and the Verdugo cities — closing in as few as 7 days.
Why CDF in Glendale
A Direct Lender That Knows Glendale and the Verdugos
Glendale splits into two markets that confuse out-of-area lenders. South of the 134 sits some of the region's densest small-multifamily stock — duplexes to small apartment buildings where value-add investors do their best work. Climb north into Rossmoyne, Adams Hill, the Verdugo Woodlands, and up through Montrose and La Crescenta, and you're in hillside single-family territory: view lots, retaining walls, and appraisals that demand local comps rather than a national model.
We underwrite both from one office and one philosophy: the asset and the plan, not the borrower's tax returns. That fits how Glendale actually works — family businesses, self-employed professionals, and property held across generations, where the paperwork rarely tells the real story. Over $200M deployed across 500+ California transactions, and decisions come from the family that funds the loan.
Every Program. Every City.
- Closings in as few as 7 business days
- Loan amounts from $50K to $5M
- Asset-based underwriting — no credit minimums
- No tax returns required
- Direct decisions from the people funding the loan
- 24-hour response on every inquiry
Glendale Lending
What We Fund in Glendale and the Verdugos
Local market knowledge isn't a slogan — it's how the deals actually get underwritten.
Small Multifamily Value-Add
Duplexes to small apartment buildings south of the 134 — reposition units, raise the asset's performance, refinance or sell. Bridge and rehab capital sized to the plan.
Hillside & View Properties
Rossmoyne, Adams Hill, the Woodlands, up to Montrose — hillside collateral that makes bank appraisal desks nervous is normal territory for an asset-based lender with local comps.
Family Business Owners
Owner-operators whose returns are written to minimize taxes, not qualify for loans. No tax returns required — we underwrite the property and the plan.
Estate & Probate Property
Generational holdings pass through probate here constantly. Court confirmation timelines, administrator authority, attorney coordination — familiar ground since 2009.
Competitive-Bid Bridge
When the right building lists, the winning buyer is the one who can actually close. A 7-day close makes your offer functionally cash.
Cash-Out for Business Capital
Unlock equity in investment property to fund acquisitions, renovations, or the business itself — business-purpose cash-out in days, not months.
Loan Programs
Every CDF Program, Available in Glendale
Eight specialized programs — one direct lender.
Service Area
Cities We Serve in Glendale and the Verdugos
A representative list — we lend county-wide, and everywhere else in California.
Common Questions
Glendale Lending FAQs
Do you lend on hillside homes in Glendale?
Yes — hillside and view properties in Rossmoyne, Adams Hill, the Verdugo Woodlands, and up through Montrose and La Crescenta. Unconventional collateral that slows a bank down is core private-lending territory; we underwrite the asset with local comps.
Do you fund small apartment buildings?
Yes. Duplexes through small multifamily are a core asset class for us — bridge, rehab, and cash-out structures from $50K to $5M, secured by a first trust deed at conservative loan-to-value.
Is this a consumer mortgage? I live in the property.
Our loans are business-purpose loans secured by California real estate — investment property, commercial buildings, and business-purpose transactions. Call (626) 796-1680 and we'll tell you in one conversation whether your scenario fits.
How fast can you close in Glendale?
As fast as 7 business days from a completed application. We're headquartered in West Covina and underwrite Glendale deals directly — no committee, no out-of-state review, 24-hour response on every inquiry.
More Service Areas
Lending Across Southern California
Have a Glendale Deal? Let's Talk.
One call gets you a straight answer and preliminary terms within 24 hours — from a direct lender that's been funding Los Angeles County real estate since 2009.
All loans are business-purpose loans secured by California real estate. Rates, LTVs, and terms are program starting points — final terms are deal-specific. DRE# 01885595 | NMLS# 1159831