Hard Money Lender — Pomona
Pomona Is Where Portfolios Start. We Fund First Deals and Fiftieth.
The Pomona Valley's price points let investors do what's nearly impossible closer to the coast: buy, renovate, and hold at numbers that still make sense. We fund that work from twenty minutes up the 10 — first-time flippers and veteran operators alike, judged on the deal, not the résumé length.
Fix & flip, bridge, construction, rental cash-out, probate, and foreclosure recovery loans from $50K to $5M across the Pomona Valley — closing in as few as 7 days.
Why CDF in Pomona
A Direct Lender That Knows the Pomona Valley
Pomona is several markets wearing one name. Lincoln Park's historic homes attract restoration-minded buyers; Phillips Ranch and Ganesha Hills trade as family neighborhoods; the blocks around the colleges run on rental demand that resets every fall; and the city's edges blur into Claremont, La Verne, San Dimas, and Diamond Bar — each a half-step up the price ladder. Investors who learn these distinctions build portfolios here. Lenders who don't, pass on good deals.
We're the opposite of a stranger to this valley — it's the eastern edge of our home turf, a straight shot down the 10 and 57 from our West Covina headquarters. Many of our borrowers run holdings that straddle the county line into Montclair, Ontario, and Chino, and our lending follows them: all of Los Angeles County, San Bernardino County, and Riverside County are core territory, with over $200M deployed across 500+ transactions.
Every Program. Every City.
- Closings in as few as 7 business days
- Loan amounts from $50K to $5M
- Asset-based underwriting — no credit minimums
- No tax returns required
- Direct decisions from the people funding the loan
- 24-hour response on every inquiry
Pomona Lending
What We Fund in the Pomona Valley
Local market knowledge isn't a slogan — it's how the deals actually get underwritten.
Entry-Level Flips
The Valley's price points are where many investors do their first deal — and where experienced flippers still find margin. Up to 75% ARV with rehab draws, no credit minimums.
Lincoln Park & Historic Rehabs
Pomona's historic districts reward renovations that respect the architecture. We underwrite the real restoration scope, not a per-square-foot guess.
Student & Workforce Rentals
Rental demand around the colleges and job corridors supports buy-and-hold strategies. Bridge in, renovate, then cash-out refinance against the stabilized asset.
Cross-County Portfolios
Pomona investors routinely hold property across the LA–San Bernardino line. We lend in both counties and can cross-collateralize when it strengthens the deal.
Probate & Estate Property
Long-tenure ownership across the Valley produces steady estate transactions. Court confirmation timelines and attorney coordination are familiar ground.
Foreclosure Intervention
When a trustee sale date is set, we move on foreclosure timelines — paying off the foreclosing lender and giving the owner room to recover equity on their schedule.
Loan Programs
Every CDF Program, Available in Pomona
Eight specialized programs — one direct lender.
Service Area
Cities We Serve in the Pomona Valley
A representative list — we lend county-wide, and everywhere else in California.
Common Questions
Pomona Lending FAQs
Do you work with first-time flippers in Pomona?
Yes. We underwrite the deal — purchase price, scope, ARV, exit — rather than demanding a long track record. Plenty of borrowers did their first project with us in the Pomona Valley and their tenth somewhere pricier.
Do you lend across the county line in Montclair, Ontario, or Chino?
Yes — Los Angeles, San Bernardino, and Riverside counties are all core territory, so a portfolio that straddles the line is no complication. We can also cross-collateralize multiple properties when it strengthens a deal.
How fast can you close in Pomona?
As fast as 7 business days from a completed application. Our headquarters is in West Covina, straight down the 10 — same-week property visits are normal, and decisions come from the people funding the loan.
Are these consumer home loans?
No — our loans are business-purpose loans secured by California real estate: investment property, commercial buildings, and business-purpose transactions. Call (626) 796-1680 and we'll tell you in one conversation whether your scenario fits.
More Service Areas
Lending Across Southern California
Have a Pomona Deal? Let's Talk.
One call gets you a straight answer and preliminary terms within 24 hours — from a direct lender that's been funding Los Angeles County real estate since 2009.
All loans are business-purpose loans secured by California real estate. Rates, LTVs, and terms are program starting points — final terms are deal-specific. DRE# 01885595 | NMLS# 1159831