After years in divorce buyout financing, we’ve tackled every question — from cratered credit scores to 4-hour approvals. Even the “fake divorce for shares” caller made us laugh (then call a lawyer). Whether your crisis is real or ridiculous, we deliver fast, flexible funding — and actual human answers. Call us. We dare you.
At Capital Direct Funding, we can help improve your business from good to great and help your clients reach their real estate goals.
Owning a home is a pivotal part of achieving the American Dream – not only for US citizens but for residents who live in the country and have not yet acquired their official citizenship. If your clients are not American citizens, but they still want to purchase a home here, there are several home loan programs that we can help you with.
When you're looking to prequalify for a mortgage and the majority of your income is from being a 1099 independent contractor, many lenders will evaluate your earnings differently and more discerningly than they do with a W-2 income. They might give you the runaround asking for thousands of documents and proofs to finally reject your petition claiming a lack of security.
Do you find yourself asking these questions?
“I received a “Notice of Sale” for my Property Taxes, What should I do?”
“I couldn’t pay my property taxes and my house is going through the tax sale
process...”
“I could not pay off the property tax. I need cash quick, to pay them off”
“I ran out of time. I don’t want to lose my house, where can I get help?”
We can help you solve your situation even if you're limited on time!
Save your house from tax sale by following our suggestions:
When you're self-employed, taking out a loan can feel like searching for a needle in a haystack. Banks give you the runaround for days asking for a multitude of documents and proofs to finally reject your petition claiming there is a lack of security.
That's why we give out loans for those that are self-employed!
Unexpected delays in acquiring your investment is always disheartening. Here are a few common problems that arise during the loan process for a real estate property.
What do you mean there is a problem with the property?
One of the most common closing problems relates to the property itself. Hearing situations with Unpermitted Square Footage, or a change in Zoning, or in poor condition tend to be a big deal breakers for institutional lenders, not for us! When you hear there's a problem with the property, Call us!
Did your escrow fall out? What are some of the reasons why escrow would fail? Getting an offer accepted can seem like the easy part these days. Getting the escrow closed can be a bit more of a challenge. A loan falls out of escrow when the loan fails to get the final lender approval. The real estate properties pending sale is cancelled and the property usually returns to the market as an active listing.
As a Real Estate or Mortgage Professional, we understand the myriad of challenges that you face in qualifying your buyers. In fact, we conquer these challenges every day, and we are here to help you. Getting into escrow can be slightly difficult, but we offer alternative loan programs that can be customized to your client's situation. Here are 3 simple steps on how we can help your clients to get into escrow.
Last week’s housing related reports included the FHFA Home Price Index, the National Association of Realtors® Existing Home Sales report and The Commerce Department’s report on new home sales. Results were mixed, but suggest that housing markets are strengthening.
FHFA Home Prices Up in February, Existing Home Sales Highest in 18 Months
The Federal Housing Finance Agency reported that home prices associated with mortgages owned or backed by Fannie Mae and Freddie Mac rose from a 5.10 percent increase in January to a seasonally adjusted annual rate of 5.40 percent in February.
Whether you are preparing to purchase your first home or it has been many years since you last walked through the home buying process, you may be starting to feel overwhelmed at the thought of all of the work that lies in front of you. From concerns about finding the right home to the physical act of relocating all of your belongings after the closing, there is certainly a lot to think about.
While each home buying transaction is unique, the most successful home buyers have typically adopted a few behaviors. You may keep these in mind to help you navigate through the process with success.
